Current Account

Make the EasySwitch to Your Trusted CU!

Say goodbye to excessive maintenance charges! Simply tap and go with contactless payments thanks to a Access Credit Union Current Account. Everything you need from a Current Account with a globally accepted Mastercard® Debit Card as well as Apple, Google & Fitbit pay now available.

An Easy Switch Process!

We guarantee a smooth switch so that you can enjoy banking with us straight away. It’s as easy as 1,2,3…

Open your new Current Account

Pick a Switch Date

Your old bank and Access CU will take it from there!

Current Account from your Credit Union

With access to your funds in-branch, online or within the mobile app Current Account from Access Credit Union gives you all the benefits you expect with the personal touch of your trusted Credit Union.

Keeping your account and debit card safe and secure is important to us. Please read the attached booklet on how to protect your account and card.

Easy to sign up

Same friendly service

Globally accepted Mastercard® Debit Card

Use in-store, online or at ATMs

Cashback available at participating retailers

Contactless payment

Transparent Fees

No surcharge interest on overdrafts

Automate regular payments using Standing Orders & Direct Debits

Stay in control with our Mobile web App, eStatements and eFee Advices

Secure online shopping

24/7 support for lost/stolen debit cards

A safer, contactless way to pay

You can now use your Apple device to pay with your Credit Union Debit MasterCard© wherever you see the Apple Pay or contactless logo in store, online or in-app.

Apple Pay

Say hello to Google Pay and Fitbit Pay

You can now use Google PayTM and Fitbit PayTM to make contactless payments wherever you see the contactless payment mark. Available now with your Current Account Debit Card from your Credit Union!

Google Pay Fitbit Pay

How to Get Started

If you are already registered for Online Access, simply login to your Online Account and select New Current Account from the balances screen to open an account. If you are not registered for Online Access, please register first.

Current Account FAQs

Have a question? See if it's answered in our Frequently Asked Questions below.

Yes. There is the option to apply for the Overdraft Facility when you open your Current Account. Overdraft applications are subject to credit assessment.

Yes, you just need to give your employer your BIC and IBAN for your Access Credit Union Current Account and they will schedule your payments to be paid to your account.

Yes. You will have a globally recognised Mastercard ® Debit Card that can be used at all ATM’s and at point of sale.

Our Current Account has a set monthly maintenance fee of €4. For more information on fees and charges, please click here.

To do this, all you need to do is give the Social Welfare your new BIC and IBAN which will be supplied when you open your Current Account.

Please click on the link below for a complete list of our terms and conditions for our Current Account and Mastercard Debit Card; please click here