Only Fair Loans
One of the main ways we support our members is by offering competitive loans. Access Credit Union loans are provided on reasonable terms and competitive interest rates to our members. You can use our easy-to-use loan calculator or apply for an online loan today!
Whether you're looking to borrow to help with your household expenses or for a larger project, we have the right loan to suit you.
Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, limiting your ability to access credit in the future.
In order to apply for a loan with us, you will need to login to your Online Account by entering your PIN.
If you are not registered for Online Access, click the button bellow, fill the form and receive your PIN by post.
Access Credit Union Loan Calculator / Loan Enquiry
Find a loan with a rate that suits you and apply today or submit an enquiry below!
Maximum Loan Term :
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
The benefits of borrowing from Access Credit Union
Easy application process online, by phone or in branch
Flexible loan repayment terms are available to suit your needs
There are no penalties for repaying your loan back early
Extremely competitive interest rates
No hidden fees or charges,
fast & local decisions
Peace of mind with loan protection insurance