Car Loan

Car Loans: Car Loan Calculator & Easy Application Process

Access Credit Union Car Loans - offering competitive rates, flexible terms, and a car finance calculator to help determine your payment options. Learn more about our auto loans here.

Car Loan Application Made Quick & Easy

Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, limiting your ability to access credit in the future.

Step

1

Become a Member

Once you are living or working within our common bond you are eligible to join us today and start borrowing.

Step

2

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly or monthly using our online calculator.

Step

3

Apply for Loan Online

Apply for your loan from the comfort of your home. Applying for a loan is easy and quick. Apply now!

Step

4

Sit back and relax!

The decisions are made quickly on loan applications and, if is approved, the funds are issued within 48 hours.

Why Our Car Loan?

  • Our car loans don't have penalties for early repayment, and, unlike most car finance options, with us, you'll own your car the moment you get the keys.
  • You can apply for a credit union car loan online, by phone or in person at one of our branches.
  • From cars to caravans, windows to new homes, the credit union is here to help whatever the dream. So give us a call today to discuss your dream!

Loan Calculator / Loan Enquiry

Find a loan with a rate that suits you and apply today or submit an enquiry below!

Car Loan < €8,000
Maximum Loan Amount :
Maximum Loan Term :

€

Term

Repayment Frequency
€
APR
11.56%
Repayments
Total
Apply for Loan
€
APR
11.56%
Repayments
Total
Apply for Loan
€
APR
11.56%
Repayments
Total
Apply for Loan
€
APR
11.56%
Repayments
Total
Apply for Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Please Note You must either live or work in our common bond area to avail of these loans.

Our Benefits

The benefits of borrowing from Access Credit Union

Easy application process online, by phone or in branch

Flexible loan repayment terms are available to suit your needs

There are no penalties for repaying your loan back early

Extremely competitive interest rates

No hidden fees or charges,
fast & local decisions

Peace of mind with loan protection insurance

Representative example

For your convenience, below is an illustrative example of the costs associated with a loan of a specific amount created on 01 October 2022.

Loan amount

€2,000

Interest rate - APR

9.37%

Loan term

12 months

Total interest

€99

Monthly repayment

€175

Total cost of credit

€2,099

Ready to apply?

Documents required when applying for a loan

Employed

Employed

3 Recent Payslips

Self Employed

Self Employed

Set of Accounts

Social welfare

Social welfare

Payment receipts