Home Improvement
Thinking of some Home Improvement?
Are you dreaming of making your home bigger, brighter or warmer? Well, the answer might be just around the corner! Try our easy to use home improvements loan calculator below or talk to us today about our range of home improvement loans.
Turn your Home into your Dream Home with a Home Improvements Loan
Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, limiting your ability to access credit in the future.
Step
1
Become a Member
Once you are living or working within our common bond you are eligible to join us today and start borrowing.
Step
2
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly or monthly using our online calculator.
Step
3
Apply for Loan Online
Apply for your loan from the comfort of your home. Applying for a loan is easy and quick. Apply now!
Step
4
Sit back and relax!
The decisions are made quickly on loan applications and, if is approved, the funds are issued within 48 hours.
Home Improvements Loan Calculator / Loan Enquiry
Find a loan with a rate that suits you and apply today or submit an enquiry below!
Maximum Loan Term :
11.56%
11.56%
11.56%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Our Benefits
The benefits of borrowing from Access Credit Union
Easy application process online, by phone or in branch
Flexible loan repayment terms are available to suit your needs
There are no penalties for repaying your loan back early
Extremely competitive interest rates
No hidden fees or charges,
fast & local decisions
Peace of mind with loan protection insurance
Representative example
For your convenience, below is an illustrative example of the costs associated with a loan of a specific amount created on 01 October 2022.
Loan amount
€15,000
Interest rate - APR
8.37%
Loan term
12 months
Total interest
€660
Monthly repayment
€1,305
Total cost of credit
€15,660
Ready to apply?
Documents required when applying for a loan
Employed
3 Recent Payslips
Self Employed
Set of Accounts
Social welfare
Payment receipts
