Home Loan
Found your dream home?
Buying property can be stressful. When you've finally found that perfect home, it's important to secure a reliable home loan from a trusted lender
Home Loans up to €200,000 from your Credit Union
Quick and easy application process.
Loans are subject to approval. Terms and conditions apply. If you do not meet the repayments on your loan, you may lose your home. This would also affect your credit rating, limiting your ability to access credit in the future.
Step
1
Become a Member
Once you are living or working within our common bond you are eligible to join us today and start borrowing.
Step
2
Calculate your Loan
Estimate how much you could borrow and calculate your repayments: weekly, fortnightly or monthly using our online calculator.
Step
3
Apply for Loan Online
Apply for your loan from the comfort of your home. Applying for a loan is easy and quick. Apply now!
Step
4
Sit back and relax!
The decisions are made quickly on loan applications and, if is approved, the funds are issued within 48 hours.
Home Loan Calculator / Loan Enquiry
Find a housing loan with a rate that suits you and apply today or submit an enquiry below!
Maximum Loan Term :
4.59%
4.59%
4.59%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Our Benefits
The benefits of borrowing from Access Credit Union
Easy application process online, by phone or in branch
Flexible loan repayment terms are available to suit your needs
There are no penalties for repaying your loan back early
Extremely competitive interest rates
No hidden fees or charges,
fast & local decisions
Peace of mind with loan protection insurance
Representative example
For your convenience, below is an illustrative example of the costs associated with a loan of a specific amount created on 01 October 2022.
Loan amount
€40,000
Interest rate - APR
5.99%
Loan term
12 months
Total interest
€353
Monthly repayment
€3,446
Total cost of credit
€41,353
Ready to apply?
Documents required when applying for a home loan
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Self Employed
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Social welfare
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