Mortgage

Personalised, fast, low rate mortgages!

Now you can be pre-approved and get your mortgage from Access Credit Union! So getting your dream home will be fast and convenient. That’s no joke!

Mortgage Process

Easy & Quick application process

Step

1

Become a Member

Once you are living or working within our common bond you are eligible to join us today and start borrowing.

Step

2

Calculate your Mortgage

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly or monthly using our online calculator.

Step

3

Apply for Mortgage Online

Apply for your Mortgage from the comfort of your home. Applying for a Mortgage is easy and quick. Apply now!

Step

4

Sit back and relax!

The decisions are made quickly on loan applications and, if is approved, the funds are issued within 48 hours.

Benefits of Choosing Access Credit Union

  • Competitive, variable interest rate
  • Apply from home with easy, quick applications
  • Having your mortgage with a non-profit company you can trust
  • Supporting your community

Mortgage Calculator / Enquiry

Apply for a Mortgage today with interest rates that suit you or submit an enquiry below!

Personal Loan < €8,000
Maximum Loan Amount :
Maximum Loan Term :


Term

Repayment Frequency
APR
11.56%
Repayments
Total
APR
11.56%
Repayments
Total
APR
11.56%
Repayments
Total
APR
11.56%
Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Please Note You must either live or work in our common bond area to avail of these loans.

Our Benefits

The benefits of borrowing from Access Credit Union

Easy application process online, by phone or in branch

Flexible loan repayment terms are available to suit your needs

There are no penalties for repaying your Mortgage back early

Extremely competitive interest rates

No hidden fees or charges,
fast & local decisions

Representative example

For your convenience, below is an illustrative example of the costs associated with a loan of a specific amount.

Loan amount

€500

Interest rate - APR

42.6%

Loan term

12 months

Total interest

€103

Monthly repayment

€500

Total cost of credit

€603

Ready to apply?

Documents required when applying for a loan

Employed

Employed

3 Recent Payslips

Self Employed

Self Employed

Set of Accounts

Social welfare

Social welfare

Payment receipts