Share Secured Loan

Share-Secured Loan is a cost-effective way to access funds.

So if you don't want to dip into your savings but need to make a necessary purchase or if you are considering giving your family a well-deserved treat you can now make your savings work for you.

Loan Application Process

Easy & Quick application process

Step

1

Become a Member

Once you are living or working within our common bond you are eligible to join us today and start borrowing.

Step

2

Calculate your Loan

Estimate how much you could borrow and calculate your repayments: weekly, fortnightly or monthly using our online calculator.

Step

3

Apply for Loan Online

Apply for your loan from the comfort of your home. Applying for a loan is easy and quick. Apply now!

Step

4

Sit back and relax!

The decisions are made quickly on loan applications and, if is approved, the funds are issued within 48 hours.

Benefits Share Secured Loan

  • Most people find it easier to repay a loan than replace savings
  • On the spot approval
  • Enjoy even lower rates than our product-specific loans offer
  • Continue to earn any future dividends on your savings account
  • Can be used for just about any purpose
  • Guarantees you won't spend your savings, as you may not withdraw the pledged amount until your loan is repaid in full
  • Convenient payment options

Loan Calculator / Loan Enquiry

Find a loan with a rate that suits you and apply today or submit an enquiry below!

100% Share Secured Loan
Maximum Loan Amount :
Maximum Loan Term :


Term

Repayment Frequency
APR
5.31%
Repayments
Total
APR
5.31%
Repayments
Total
APR
5.31%
Repayments
Total
APR
5.31%
Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Please Note You must either live or work in our common bond area to avail of these loans.

Our Benefits

The benefits of borrowing from Access Credit Union

Easy application process online, by phone or in branch

Flexible loan repayment terms are available to suit your needs

There are no penalties for repaying your loan back early

Extremely competitive interest rates

No hidden fees or charges,
fast & local decisions

Peace of mind with loan protection insurance

Representative example

For your convenience, below is an illustrative example of the costs associated with a loan of a specific amount.

Loan amount

€10,000

Interest rate - APR

5.31%

Loan term

12 months

Total cost of credit

€274

Monthly repayment

€856

Total cost of credit

€10,274

Ready to apply?

Documents required when applying for a loan

Employed

Employed

3 Recent Payslips

Self Employed

Self Employed

Set of Accounts

Social welfare

Social welfare

Payment receipts