Join Us

Membership Made Easy

For anyone living or working within our common bond, you are eligible to join us today and start borrowing.

Benefits of Membership

Discover the benefits of joining our Credit Union

There are no account fees, maintenance costs or charges

We have a wide range of financial services available

Competitive, Flexible & Convenient loan interest rates

Full online banking and mobile app facility available

Loan Protection insurance at no direct cost to eligible members

Encouragement and advice on a regular savings programme

Control over your own finances without charges

An opportunity to volunteer in your local community


Who can become a member?

Once you are living or working within our common bond you are eligible to join. The common bond of Access Credit Union covers an area of 15 miles radius of Skibbereen town and extended to include the Mizen Peninsula, and the parishes of Bandon, Newcestown, Innishannon, Kilbrittain, Ballineen and Enniskeane. View a detailed map of our common bond.

Because of the common bond, all members have the good of the community at heart. They know and trust each other.

How to Apply for Credit Union Membership

Please call our dedicated Member Service Centre on (028) 21883, our team will guide you through the process and arrange a time that suits you to call into any of our offices (Skibbereen, Bandon, Schull) and complete a membership application form. Remember to bring the following with you:

Proof of Identity

Proof of Identity

Must show proof of date of birth and recent photo. eg: Passport, Driving Licence.

Proof of Address

Proof of Address

Must show address where you currently live. eg: copy of household bill dated within the last 4 months

Proof of PPS Number

Proof of PPS Number

Public services card/social services card, Payslip or P60/P45, Correspondence from Revenue/Department

Cultivate Farm Finance

Is now available from Access Credit Union

Cultivate is an initiative of a group of over forty Credit Unions that provides short to medium term loan opportunities built specifically around the growing needs of our farming members.